Equipment Financing
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Axiant Partners finances all major compact equipment brands — Takeuchi, Bobcat, Kubota, JCB, and 200+ more. 0% down available for qualified borrowers. Terms 36–84 months.
- ✓ 0% down for qualified borrowers
- ✓ All compact equipment brands
- ✓ New and used equipment
- ✓ Startups and established businesses
- ✓ Decision in 24–48 hours
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Takeuchi Equipment Financing — Complete Model Guide
Every TB-series compact excavator (TB210R through TB2150) and TL-series compact track loader (TL6R through TL12R2) with 2024 prices, used values, and Takeuchi Financial terms. The inventor of the mini excavator in 1971.
Key Facts: Takeuchi Equipment Financing
- Manufacturer: Takeuchi Manufacturing Co. Ltd. | HQ: Nagano, Japan
- Historical Distinction: Invented the mini excavator concept in 1971 (TB35)
- OEM Financing: Takeuchi Financial Services
- Excavator Range: $28,000 (TB210R) to $180,000 (TB2150)
- CTL Range: $42,000 (TL6R) to $90,000 (TL12R2)
- Best Seller Excavator: TB290-2 at $115,000–$148,000 | Best Seller CTL: TL12R2 at $78,000–$90,000
- Customer Profile: Landscaping contractors, utility crews, commercial construction
About Takeuchi Manufacturing
Takeuchi Manufacturing Co. Ltd. was founded in 1963 in Nagano, Japan, and occupies a unique place in construction equipment history: in 1971, Takeuchi introduced the TB35 — the world's first compact hydraulic excavator, a machine that would fundamentally reshape the construction industry. Before Takeuchi's innovation, hydraulic excavators were large, expensive machines. The TB35 demonstrated that a compact, carrier-mounted hydraulic excavator could perform productively in residential, utility, and urban environments at a fraction of the cost and footprint.
Today, the mini excavator category that Takeuchi pioneered is the largest-selling excavator segment globally. While Bobcat, Kubota, and Caterpillar now dominate the high-volume segments through their broader dealer networks, Takeuchi maintains a premium market position built on build quality, hydraulic performance, and operator satisfaction scores that regularly exceed competitors in independent surveys.
Takeuchi distributes in North America through approximately 400+ authorized dealers. The brand is particularly popular with landscaping contractors, utility contractors, and commercial construction operators who prioritize machine quality and reliability over initial cost. This customer base creates a loyal and consistent used market that supports collateral values for lenders.
Takeuchi TB-Series Compact Excavator Financing
| Model | Weight Class | HP | Bucket Capacity | New Price | Used Price |
|---|---|---|---|---|---|
| TB210R | 1.0T (ZTS) | 10HP | 0.02–0.04 cy | $28,000–$40,000 | $11,000–$19,000 |
| TB216 | 1.6T | 13HP | 0.03–0.07 cy | $34,000–$48,000 | $13,000–$23,000 |
| TB225 | 2.5T | 19HP | 0.05–0.10 cy | $40,000–$56,000 | $15,000–$27,000 |
| TB235-2 | 3.5T | 24HP | 0.06–0.13 cy | $48,000–$65,000 | $18,000–$31,000 |
| TB245 | 4.5T | 34HP | 0.09–0.18 cy | $58,000–$78,000 | $22,000–$38,000 |
| TB260 | 6.0T | 43HP | 0.12–0.24 cy | $72,000–$96,000 | $28,000–$47,000 |
| TB270 | 7.0T | 57HP | 0.15–0.30 cy | $85,000–$112,000 | $33,000–$55,000 |
| TB290-2 | 9.0T | 66HP | 0.22–0.40 cy | $115,000–$148,000 | $45,000–$73,000 |
| TB2150 | 15T | 113HP | 0.42–0.80 cy | $155,000–$180,000 | $61,000–$90,000 |
Takeuchi TL-Series Compact Track Loader Financing
| Model | HP | Rated Op. Capacity | Operating Weight | New Price | Used Price |
|---|---|---|---|---|---|
| TL6R | 61HP | 1,650 lbs | 7,800 lbs | $42,000–$56,000 | $17,000–$27,000 |
| TL8R2 | 74HP | 2,200 lbs | 9,800 lbs | $52,000–$68,000 | $20,000–$33,000 |
| TL10R2 | 92HP | 2,600 lbs | 12,100 lbs | $64,000–$82,000 | $25,000–$40,000 |
| TL12R2 | 100HP | 3,200 lbs | 14,200 lbs | $78,000–$90,000 | $30,000–$44,000 |
Takeuchi vs Bobcat vs Kubota — Compact Equipment Financing Comparison
| Criterion | Takeuchi TB290-2 | Bobcat E85 | Kubota KX080-4 |
|---|---|---|---|
| Weight Class | 9.0T | 8.5T | 8.3T |
| HP | 66HP | 66HP | 60HP |
| New Price | $115,000–$148,000 | $118,000–$152,000 | $105,000–$135,000 |
| US Lender Recognition | Very good | Best — highest volume brand | Very good |
| 5-Year Resale | 42–50% | 45–55% | 43–52% |
| Build Quality/Reliability | Premium — highest operator ratings | Very good | Very good |
| OEM Financing | Takeuchi Financial | Bobcat Financial Services | Kubota Credit |
| US Dealer Network | 400+ dealers | 600+ dealers | 1,000+ dealers |
| Startup Accessibility | Good (reasonable down) | Best (most lender programs) | Good |
| Best For | Best quality — premium build | Best lender recognition | Largest dealer network |
Takeuchi Financial Services — Financing Details
Takeuchi Financial Services is the OEM captive lender for Takeuchi compact excavators and compact track loaders in North America, operating through the authorized dealer network. Takeuchi Financial processes loan and lease applications for new equipment, with standard approval times of 24–48 hours for established businesses. The program covers all TB-series excavators and TL-series CTLs purchased through authorized Takeuchi dealers.
Standard Takeuchi Financial loan terms run 36–72 months for new equipment. Promotional 0% or reduced-rate financing is offered periodically, typically aligned with CONEXPO and model year introductions. Takeuchi Financial has historically offered competitive startup programs because the relatively lower price points of most Takeuchi equipment ($28,000–$90,000 for most models) reduce the absolute dollar risk for lenders, making it easier to approve businesses with limited operating history.
For used Takeuchi equipment, independent lenders including Beacon Capital Group, ENGS Commercial Finance, and Crest Capital provide competitive financing. Takeuchi's loyal contractor customer base creates consistent demand for used machines, particularly in the TB260–TB290 range, which is the most active segment for used Takeuchi trading at auction.
Financing Options for Takeuchi Equipment
| Financing Type | Provider | Best For | Typical Terms |
|---|---|---|---|
| OEM Loan | Takeuchi Financial Services | New equipment, dealer purchase | 36–72 months, promos available |
| OEM Lease | Takeuchi Financial Services | Short-term use, lower payments | 36–60 month FMV lease |
| Bank/Credit Union | Regional banks, farm credit | Established businesses, best rates | 48–72 months, prime +1–2.5% |
| Independent Lender | Beacon Capital, ENGS, Crest Capital | Used equipment, faster approval | 48–72 months, slightly higher |
| Fintech (under $30K) | Clicklease, Balboa Capital | Startups, light documentation | 24–48 months, higher rate |
| Section 179 Deduction | Any lender | Year-end tax planning | Full deduction up to $1.16M (2024) |
Ready to Finance Takeuchi Equipment?
Get matched with lenders who specialize in Takeuchi compact excavators and track loaders — from TB210R mini excavators to TB2150 large compacts and TL12R2 CTLs.
Frequently Asked Questions — Takeuchi Equipment Financing
Did Takeuchi invent the mini excavator?
Yes. Takeuchi Manufacturing (Nagano, Japan) invented the concept of the mini excavator in 1971 when it introduced the TB35, the world's first compact hydraulic excavator. Prior to Takeuchi's innovation, hydraulic excavators were large machines unsuitable for confined spaces. Takeuchi's TB35 demonstrated that compact excavators could be commercially viable and useful for utility work, landscaping, and urban construction. The mini excavator concept that Takeuchi pioneered is now the best-selling excavator category globally, with millions of compact excavators in service worldwide. Takeuchi holds this historical distinction as the original innovator.
What financing does Takeuchi Financial offer?
Takeuchi Financial Services is the OEM captive lender for Takeuchi compact excavators and compact track loaders in North America, operating through the authorized Takeuchi dealer network. Takeuchi Financial offers standard loans (36–72 months) and FMV leases for new equipment. Promotional 0% financing is occasionally offered during CONEXPO and model year transitions on select TB-series and TL-series models. Applications are typically processed within 24–48 hours for established businesses. Takeuchi Financial also has startup programs with moderate down payment requirements.
How does Takeuchi resale compare to Bobcat and Kubota?
Takeuchi compact excavators hold strong resale values — competitive with Kubota and slightly below Bobcat in the 5-year retention percentage. A 3–5 year old Takeuchi TB290 or TB250-2 retains approximately 42–50% of new value. Bobcat E-series excavators at comparable ages retain approximately 45–55%, and Kubota retains 43–52%. The gap is small enough that lenders treat all three brands similarly. Takeuchi's strongest resale advantage is in the 6–10 ton range (TB260–TB295), where the brand has a loyal following among landscaping and utility contractors who create consistent used demand.
What is the best-selling Takeuchi excavator?
The Takeuchi TB290-2 (9-ton class, 66HP, $115,000–$148,000 new) is one of the best-selling midsize Takeuchi compact excavators in North America, popular with landscaping contractors and utility crews. In the smaller range, the TB235-2 (3.5-ton, 24HP, $48,000–$65,000) is the top-selling compact model for its versatility in confined spaces. For compact track loaders, the TL12R2 ($78,000–$90,000) is the most popular Takeuchi CTL in the commercial landscaping and light construction segments.
What is the difference between Takeuchi TB-2 and TB-R series?
Takeuchi designates its excavator models with suffix codes indicating generation and configuration. TB-2 models are the second-generation update in that size class, featuring improved hydraulics, updated cab comfort, and Tier 4 Final engines. TB-R models include reduced tail swing or zero-tail-swing (ZTS) configurations — the 'R' indicates the machine can slew within its own track width, making it suitable for work close to walls, fences, and obstacles. Most urban utility and landscaping contractors prefer R-series models for their versatility in tight spaces, while straight-tail-swing TB-2 models are preferred for open excavation where the longer boom reach and typically higher breakout force is advantageous.
Can I finance Takeuchi equipment as a startup?
Yes. Takeuchi is one of the more startup-accessible brands in the compact equipment space because the price points are lower (most TB-series excavators are under $100,000) and the used market is active. Typical startup requirements include 10–20% down, personal guarantee, and 6–12 months of bank statements. Takeuchi Financial has startup programs. For smaller transactions under $30,000, Clicklease and similar fintech lenders can approve startups same-day with minimal documentation. The compact, lower price-point nature of most Takeuchi equipment reduces lender risk compared to large excavators, making approval more accessible.
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