Equipment Financing
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Axiant Partners finances all major equipment brands — Caterpillar, Komatsu, John Deere, XCMG, SANY, and 200+ more. 0% down available for qualified borrowers regardless of brand. Terms 36–84 months.
- ✓ 0% down for qualified borrowers
- ✓ All brands including XCMG and SANY
- ✓ New and used equipment
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Kubota Equipment Financing — Complete Model Guide
All KX mini excavators, SVL compact track loaders, and M/L/BX tractors with 2024 prices. equipment lenders offers the best 0% financing in the industry — 0% for 60–84 months on compact tractors.
Key Facts: Kubota Equipment Financing
- Parent Company: Kubota Corporation (Osaka, Japan) | US HQ: Grapevine, TX
- US Manufacturing: Gainesville, GA (compact tractors) | Jefferson, GA (M-series) | Edwardsville, KS (construction)
- OEM Financing: equipment lenders (KCC)
- Best 0% Program: 0% for 60–84 months on compact/utility tractors — industry best
- Construction 0%: 0% for 36–60 months on KX excavators and SVL CTLs
- Price Range: $13,000 (BX sub-compact) to $188,000 (M7-151)
- Top Seller: KX018-4 — most popular small excavator in the US
Kubota's KCC 0% Financing — Why It Changes the Math
equipment lenders's 0% promotional offers are the longest in the compact equipment and tractor industry. When comparing financing cost over 72 months on a $40,000 L-series tractor:
| Scenario | Purchase Price | Rate | Term | Total Interest Paid | Monthly Payment |
|---|---|---|---|---|---|
| Kubota L4701 + KCC 0% | $32,000 | 0% | 72 months | $0 | $444/mo |
| Competing tractor at 7% | $30,000 | 7% | 72 months | $7,380 | $516/mo |
| John Deere 3032E at 4.9% | $33,000 | 4.9% | 60 months | $4,180 | $621/mo |
The 0% rate makes the Kubota's higher sticker price often the lowest total cost — a counterintuitive result that many buyers miss when comparing machines purely on purchase price.
Kubota Mini Excavator Financing — KX Series
| Model | Weight | Engine | New Price | Used Price | Notes |
|---|---|---|---|---|---|
| KX018-4 | 1.8T | 14HP | $36,000–$46,000 | $16,000–$21,000 | Most popular small excavator in US |
| KX033-4 | 3.3T | 25HP | $50,000–$64,000 | $22,000–$29,000 | |
| KX040-4 | 4.0T | 28HP | $58,000–$74,000 | $26,000–$34,000 | |
| KX057-4 | 5.7T | 40HP | $72,000–$92,000 | $32,000–$42,000 | |
| KX080-4 | 8.0T | 57HP | $98,000–$125,000 | $43,000–$57,000 | |
| U55-4 | 5.5T | 40HP | $78,000–$99,000 | $34,000–$45,000 | Zero tail swing |
Kubota Compact Track Loader Financing — SVL Series
| Model | Engine | Rated Op. Capacity | New Price | Used Price | Notes |
|---|---|---|---|---|---|
| SVL65-2 | 65HP | 1,650 lbs | $42,000–$54,000 | $19,000–$25,000 | |
| SVL75-2 | 74HP | 2,100 lbs | $49,000–$63,000 | $22,000–$29,000 | Best-selling SVL |
| SVL95-2 | 96HP | 3,175 lbs | $62,000–$79,000 | $27,000–$36,000 | |
| SVL97-2 | 96HP | 3,525 lbs | $72,000–$92,000 | $32,000–$42,000 | Largest Kubota CTL |
Kubota Tractor Financing — M7 Through BX Series
| Model | Engine | New Price | Model | Engine | New Price |
|---|---|---|---|---|---|
| M7-151 | 151HP | $148,000–$188,000 | M6-101 | 101HP | $88,000–$112,000 |
| M5-111 | 111HP | $72,000–$92,000 | M5-091 | 91HP | $65,000–$83,000 |
| M4-071 | 71HP | $52,000–$66,000 | M110GX | 110HP | $78,000–$99,000 |
| L6060 | 60HP | $42,000–$53,000 | L4701 | 47HP | $32,000–$40,000 |
| L3901 | 39HP | $26,000–$33,000 | L3301 | 33HP | $22,000–$28,000 |
| BX23S | 23HP sub-compact | $13,000–$17,000 | BX2680 | 26HP | $14,000–$18,000 |
Financing Options for Kubota Equipment
| Financing Type | Provider | Best For | Typical Terms |
|---|---|---|---|
| KCC 0% Tractor | equipment lenders | BX, L, M tractors — best deal available | 0% for 60–84 months |
| KCC 0% Construction | equipment lenders | KX excavators, SVL CTLs | 0% for 36–60 months |
| KCC Standard Loan | equipment lenders | Non-promotional periods | 36–72 months, competitive rate |
| Bank/Farm Credit | Farm Credit, regional banks | Established farms/businesses | 48–72 months, farm rates |
| Independent Lender | ENGS, Beacon Capital | Newer businesses | 48–60 months |
| Section 179 | Any lender | Year-end tax deduction | Up to $1.16M (2024) |
Ready to Finance Kubota Equipment?
Get KCC 0% financing on tractors and construction equipment — or explore independent lender alternatives for non-promotional periods.
Frequently Asked Questions — Kubota Equipment Financing
What is equipment lenders and what financing does it offer?
equipment lenders (KCC) is the US captive financing subsidiary of Kubota Corporation (Osaka, Japan), headquartered in Grapevine, Texas. KCC is known for the most aggressive 0% promotional financing in the compact equipment and tractor industry — offering 0% for 60-84 months on compact tractors and 0% for 36-60 months on construction equipment. These programs run most of the year and make Kubota frequently the best total value vs competing brands with higher sticker prices. KCC applications are processed through authorized Kubota dealers.
What is the most popular Kubota mini excavator?
The Kubota KX018-4 ($36,000–$46,000 new) is the most popular small excavator in the US market — it outsells competing mini excavators from Bobcat, Cat, and John Deere in the 1.8T class. It's popular for utility contractors, landscapers, and homeowners due to its compact size, reliability, and KCC 0% financing. The KX033-4 ($50,000–$64,000) is the most popular in the 3T class.
How does Kubota's 0% financing compare to John Deere and Caterpillar?
equipment lenders's 0% programs are longer than most competitors: KCC offers 0% for 60-84 months on compact/utility tractors (BX, L, M series) and 0% for 36-60 months on construction equipment (KX, SVL). equipment lenders typically offers 0% for 48-60 months on select tractors and construction equipment. equipment lenders offers 0% for 48-60 months periodically. The longer KCC promotional period translates to lower monthly payments, making Kubota the best monthly payment value even when another brand may have a lower sticker price.
What is the best Kubota SVL track loader model?
The Kubota SVL75-2 ($49,000–$63,000 new) is the best-selling Kubota compact track loader — a 74HP machine with 2,100 lbs rated operating capacity. It competes with the Bobcat T650 and Cat 259D3. The SVL75-2 is popular because it's sized right for landscaping, utility work, and small construction at a price point that KCC's 0% financing makes very competitive vs larger brands. The SVL97-2 ($72,000–$92,000) is for operators who need the largest Kubota CTL.
Is Kubota equipment made in the USA?
Kubota Corporation is headquartered in Osaka, Japan. However, significant Kubota equipment is manufactured in the US: compact utility tractors (BX, L-series) are made at Gainesville, Georgia; M-series utility tractors at Jefferson, Georgia; and select construction equipment at Edwardsville, Kansas. Kubota's US manufacturing footprint has expanded significantly since 2014, making it partially American-made depending on the specific model.
How does Kubota compare to John Deere for compact utility tractors?
Kubota and John Deere dominate the compact/utility tractor market together. John Deere has a strong dealer network and JD Financial's seasonal payments. Kubota's primary advantage is KCC's 0% for 60-84 months on compact tractors — often making the total cost of ownership lower than Deere even if the Deere sticker price is similar. Kubota's US manufacturing in Georgia also appeals to buyers who prefer American-made. For contractors who already have a Kubota KX excavator or SVL CTL, adding a Kubota tractor under KCC financing creates a convenient single-lender relationship.