Equipment Financing
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Axiant Partners finances all major excavator brands — Doosan, Komatsu, Hitachi, Cat, and 200+ more. 0% down available for qualified borrowers. Terms 36–84 months.
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Doosan Excavator Financing — Complete Model Guide
Every DX-series excavator from the DX35Z mini (3.5 tons) to the DX800LC large (80 tons) with 2024 prices, weight classes, bucket capacities, and Doosan Financial Services terms.
Key Facts: Doosan Excavator Financing
- Parent Company: HD Hyundai Infracore (formerly Doosan Infracore) | HQ: Seoul, South Korea / West Fargo, ND
- North America Operations: Doosan Bobcat, West Fargo, North Dakota
- OEM Financing: Doosan Financial Services (DFS)
- Price Range: $35,000 (DX35Z) to $650,000+ (DX800LC)
- Best Seller Compact: DX35Z at $35,000–$52,000 | Best Seller Mid: DX140LC-7 at $155,000–$195,000
- Weight Classes: 3.5T (DX35Z) through 80T (DX800LC)
- Used Market: Good — supported by large US utility and municipal fleet population
About Doosan Excavators
Doosan Construction Equipment has its roots in the industrial division of the Doosan Group, one of South Korea's largest conglomerates. The excavator product line carries the DX designation and spans from mini excavators for residential and utility work up to 80-ton large excavators for mining-adjacent and large production applications. In 2021, Doosan Infracore was acquired by HD Hyundai, and the construction equipment operations are managed in North America through Doosan Bobcat (West Fargo, North Dakota), which also oversees the Bobcat brand.
Doosan excavators are sold in North America through the Bobcat dealer network, which provides approximately 600+ dealer locations across the United States and Canada. This dealer density is important for financing because lenders look at service network depth when evaluating collateral — a machine with a strong local dealer network is easier to maintain and therefore retains value better.
From a financing perspective, Doosan occupies the mid-tier of the excavator lending hierarchy. It receives better terms than Chinese brands (XCMG, SANY) and Korean brands with thinner US networks, but slightly less favorable automatic approvals compared to Caterpillar, Komatsu, and John Deere. The brand gap has narrowed significantly over the past decade as Doosan's US fleet population has grown, giving lenders more auction data to work with.
Doosan DX-Series Excavator Model Table — Mini to Large
| Model | Weight Class | HP | Bucket Capacity | New Price | Used Price |
|---|---|---|---|---|---|
| DX35Z-7 | 3.5T | 24HP | 0.05–0.10 cy | $35,000–$52,000 | $15,000–$25,000 |
| DX42-7 | 4.2T | 34HP | 0.08–0.14 cy | $42,000–$60,000 | $18,000–$29,000 |
| DX50Z-7 | 5.0T | 38HP | 0.10–0.18 cy | $52,000–$72,000 | $22,000–$35,000 |
| DX57-7 | 5.7T | 38HP | 0.12–0.22 cy | $58,000–$80,000 | $24,000–$39,000 |
| DX62R-7 | 6.2T | 43HP | 0.14–0.24 cy | $68,000–$92,000 | $28,000–$45,000 |
| DX85R-7 | 8.5T | 60HP | 0.18–0.35 cy | $88,000–$118,000 | $36,000–$58,000 |
| DX100W-7 | 10T wheeled | 73HP | 0.28–0.45 cy | $110,000–$145,000 | $45,000–$70,000 |
| DX140LC-7 | 14T | 109HP | 0.38–0.75 cy | $155,000–$195,000 | $64,000–$97,000 |
| DX180LC-7 | 18T | 129HP | 0.50–0.95 cy | $185,000–$235,000 | $76,000–$118,000 |
| DX225LC-7 | 22T | 162HP | 0.75–1.20 cy | $215,000–$270,000 | $88,000–$135,000 |
| DX300LC-7 | 30T | 222HP | 1.10–1.65 cy | $290,000–$360,000 | $118,000–$180,000 |
| DX380LC-7 | 38T | 271HP | 1.40–2.10 cy | $365,000–$455,000 | $148,000–$228,000 |
| DX490LC-7 | 49T | 375HP | 2.00–2.90 cy | $460,000–$575,000 | $188,000–$288,000 |
| DX800LC-7 | 80T | 518HP | 3.50–5.00 cy | $550,000–$650,000+ | $225,000–$325,000 |
Doosan vs Komatsu vs Hitachi — Excavator Financing Comparison
| Criterion | Doosan DX225LC-7 | Komatsu PC210LC-11 | Hitachi ZX210LC-7 |
|---|---|---|---|
| Weight Class | 22T | 21T | 21T |
| HP | 162HP | 162HP | 158HP |
| New Price | $215,000–$270,000 | $235,000–$295,000 | $225,000–$280,000 |
| Lender Recognition | Good (mid-tier) | Best — top-tier | Very good |
| 5-Year Resale | 45–52% | 50–58% | 48–56% |
| OEM Financing | Doosan Financial | Komatsu Financial | Hitachi Capital America |
| Used Market Depth | Good | Deepest — top brand | Very good |
| Fuel Efficiency | Good | Best (KOMTRAX+SmartMode) | Very good |
| North America Dealers | 600+ (Bobcat network) | 700+ | 500+ |
| Best For | Best value — lowest entry price | Best resale, best lender terms | Deere users — JV linkage |
Doosan Financial Services — Financing Details
Doosan Financial Services (DFS) is the OEM captive lender for Doosan excavators and construction equipment in North America, operating through the authorized Bobcat/Doosan dealer network. DFS processes applications for new Doosan equipment, with typical approval timelines of 24–48 hours for established businesses with clean credit history.
DFS standard loan terms run 36–72 months for new equipment. For large excavators (DX300LC-7 and larger, above $300,000), lenders typically require 2 years of business financials, equipment schedules (listing all current equipment loans), and bank statements. These documentation requirements apply regardless of lender — OEM or independent. DFS promotional financing programs are occasionally offered at CONEXPO and during model year transitions, typically 0% or reduced rate for 36–48 months on select models.
For used Doosan excavators, independent lenders including Beacon Capital Group, ENGS Commercial Finance, and First Western Equipment Finance are often the most competitive options. These lenders can approve used Doosan DX-series transactions quickly because the machines appear regularly at major auction houses, giving underwriters current market value data.
Financing Options for Doosan Excavators
| Financing Type | Provider | Best For | Typical Terms |
|---|---|---|---|
| OEM Loan | Doosan Financial Services | New equipment, dealer purchase | 36–72 months, promos available |
| OEM Lease | Doosan Financial Services | FMV lease structure | 36–60 month FMV lease |
| Bank/Credit Union Loan | Regional banks, SBA lenders | Established businesses, best rates | 48–84 months, prime +1–2.5% |
| Independent Lender | Beacon Capital, ENGS, First Western | Used equipment, faster approval | 48–72 months, slightly higher rate |
| SBA 7(a) or 504 | SBA-approved lenders | 10+ year terms, lower monthly | 84–120 months, prime +2.75% |
| Section 179 Deduction | Any lender | Year-end tax planning | Full deduction up to $1.16M (2024) |
Ready to Finance a Doosan Excavator?
Get matched with lenders who specialize in Doosan DX-series excavators — from DX35Z mini machines to DX800LC large excavators.
Frequently Asked Questions — Doosan Excavator Financing
Who manufactures Doosan excavators?
Doosan excavators are manufactured by HD Hyundai Infracore (formerly Doosan Infracore), headquartered in Seoul, South Korea. The North American operations are managed through Doosan Bobcat, headquartered in West Fargo, North Dakota. Doosan Infracore was originally the heavy industrial division of the Doosan conglomerate and was sold to HD Hyundai in 2021. The brand continues to operate under the Doosan name for excavators and construction equipment sold in North America through the Bobcat dealer network.
What financing does Doosan Financial Services offer?
Doosan Financial Services (DFS) is the OEM captive lender for Doosan excavators in North America, operating through the authorized Bobcat/Doosan dealer network. DFS offers standard loans (36–72 months) and FMV leases for new Doosan equipment. Promotional financing is offered periodically, typically aligned with CONEXPO and model year introductions. DFS processes applications within 24–48 hours for established businesses. For used Doosan excavators purchased outside the dealer network, independent lenders including Beacon Capital Group and ENGS Commercial Finance provide competitive terms.
What is the best-selling Doosan excavator?
The Doosan DX140LC-7 (14-ton class, 109HP, $155,000–$195,000 new) is one of the best-selling midsize Doosan excavators in North America, popular with utility contractors, pipeline crews, and commercial site work operators. In the mini excavator category, the DX35Z ($35,000–$52,000) is the top-selling compact model due to its zero-tail-swing design and versatility for utility work. Both machines have strong used market presence, which facilitates lender approval at competitive terms.
How does Doosan resale value compare to Komatsu and Hitachi?
Doosan excavators hold good resale values in the mid-tier of the excavator market — generally slightly below Komatsu and Hitachi in the 5-year retention percentage but competitive in the 2–3 year range. A 3-year-old DX140LC-7 or DX225LC-7 typically retains 45–52% of new value. Komatsu and Hitachi machines at similar ages typically retain 50–58%. The gap closes somewhat in the used market because Doosan's lower initial purchase price means the used machine is competitively priced against higher-priced competitors. Lenders account for this by requiring slightly more documentation on large Doosan transactions compared to Komatsu or Cat.
What are the differences between Doosan DX and Bobcat E-series excavators?
Doosan DX-series excavators are the full construction-grade product line, ranging from 3.5-ton minis to 80-ton large excavators. Bobcat E-series excavators (also made by HD Hyundai) are compact to medium-sized models positioned as the Bobcat brand's excavator line — typically overlapping in the 1–16 ton range. Both lines share engineering heritage from HD Hyundai. From a financing standpoint, Bobcat E-series machines benefit from Bobcat's stronger brand recognition among US lenders, while Doosan DX machines above 20 tons are the primary choice for production-scale excavation work.
Can I finance a used Doosan excavator?
Yes. Used Doosan excavators are routinely financed by independent equipment lenders. Machines up to 10 years old are the sweet spot — typically 2,000–8,000 hours — where lenders have strong auction comparables to underwrite against. For machines over 10 years or 10,000+ hours, some lenders will require larger down payments (20–30%) or shorter terms. The Doosan used market is supported by a large population of DX-series machines in the US fleet, particularly from municipal and utility contractor operations. IronPlanet and Ritchie Bros. regularly sell Doosan DX models, giving lenders current market data.
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