Equipment Financing
0% Down Available on All Systems
Axiant Partners finances conveyor systems from all manufacturers — Hytrol, Dematic, Intelligrated, Jervis B. Webb, and more. Loans and leases. 0% down for qualified borrowers. Terms 36–84 months.
- ✓ 0% down for qualified borrowers
- ✓ All conveyor types — belt to sorting systems
- ✓ Loans and operating leases available
- ✓ Manufacturing, distribution, e-commerce
- ✓ Decision in 24–48 hours
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Conveyor System Financing — Complete Guide
Industrial conveyor systems from $3,000 (basic roller conveyors) to $500,000+ (high-speed sorting systems). Hytrol, Intelligrated, Dematic, Jervis B. Webb. Key financing note: custom-installed conveyors are often leased because their installed-in-place customization limits resale value.
Key Facts: Conveyor System Financing
- Roller Conveyors: $3,000–$80,000 | Easiest to finance — modular, resalable
- Belt Conveyors: $5,000–$200,000 | Wide application range
- Overhead Conveyors: $15,000–$150,000 | Often require landlord waiver
- Sorting Systems: $50,000–$500,000+ | Typically leased, established revenue required
- Key Brands: Hytrol, Intelligrated (Honeywell), Dematic, Jervis B. Webb, Roach
- Key Industries: Distribution centers, manufacturing, food processing, e-commerce
- Financing Note: Custom-installed conveyors often leased — limited resale value
About Conveyor System Financing
Conveyor systems are among the most diverse equipment categories in manufacturing and distribution — ranging from a simple $3,000 gravity roller conveyor in a small shipping department to a $5 million+ fully automated sortation system in an Amazon-scale fulfillment center. The financing approach differs dramatically across this range.
For modular conveyor equipment — standalone belt conveyors, gravity roller sections, and portable conveyor sections — standard equipment financing applies. These systems can be disassembled, moved, and resold, giving lenders confidence in collateral value. Hytrol, Roach, and Omni Metalcraft products in the $5,000–$80,000 range finance easily as personal property equipment loans.
For custom-designed and installed conveyor systems — the kind that are engineered for a specific facility's floor plan, ceiling height, and product flow — the financing picture changes. These systems are essentially permanent installations. Their value is entirely in their installed configuration; once removed, they're worth primarily the scrap metal value of the steel frame and belt material. This is why lenders, borrowers, and conveyor integrators alike prefer operating leases for large custom systems. The lessor assumes the residual risk; the borrower gets predictable payments and operational flexibility.
Related: Warehouse & Material Handling Financing | Manufacturing Equipment Financing | Forklift Financing | Automated Warehouse Equipment Financing
Conveyor System Prices by Type and Manufacturer
| System Type | Key Manufacturers | Price Range | Applications | Financing Approach |
|---|---|---|---|---|
| Gravity Roller Conveyor | Hytrol, Roach, Omni | $3,000–$30,000 | Shipping, assembly, packaging | Equipment loan — modular |
| Powered Roller Conveyor | Hytrol, Intelligrated | $8,000–$80,000 | Distribution, manufacturing | Equipment loan or lease |
| Belt Conveyor (portable) | Hytrol, Ashland, Roach | $5,000–$40,000 | Loading, unloading, food | Equipment loan — easily resold |
| Belt Conveyor (integrated) | Hytrol, Dematic, Intelligrated | $20,000–$200,000 | Fulfillment, food processing | Equipment loan or operating lease |
| Overhead Conveyor | Jervis B. Webb, Pacline, Richards-Wilcox | $15,000–$150,000 | Automotive, apparel, assembly | Operating lease preferred — structural |
| Sortation System | Dematic, Intelligrated, Vanderlande | $50,000–$500,000+ | Distribution, e-commerce, postal | Operating lease — highly custom |
| Full DC Conveyor System | Dematic, Intelligrated, Jervis B. Webb | $200,000–$5M+ | Major distribution centers | Project financing, operating lease |
Loan vs. Lease for Conveyor Systems
| Factor | Equipment Loan | Operating Lease |
|---|---|---|
| Monthly Payment | Higher (repaying full value) | Lower (residual risk at lessor) |
| Ownership at End | You own the equipment | Return or buy-out at FMV |
| Best for Custom Systems | Risky (residual value uncertain) | Preferred — lessor takes risk |
| Accounting Treatment | Capitalized asset + depreciation | Operating expense (for true leases) |
| Technology Upgrade Flexibility | You bear upgrade cost | Return old system, lease new |
| Section 179 Deduction | Available on financed equipment | Limited under true operating lease |
| Best For | Modular, portable conveyors | Custom installed systems |
Conveyor System Financing Options
| Financing Type | Provider | Best For | Typical Terms |
|---|---|---|---|
| Equipment Loan | Independent lenders, banks | Modular, portable conveyors | 36–72 months |
| Operating Lease (FMV) | Specialty lenders, integrator programs | Custom installed systems | 36–60 months |
| Integrator Financing | Dematic Finance, Intelligrated programs | Large integrated systems | 48–84 months, project basis |
| SBA 7(a) Loan | SBA-approved banks | Full facility buildout with conveyors | Up to 10 years |
| Equipment Line of Credit | Banks, specialty lenders | Phase-by-phase installation | Revolving, draw as installed |
| Section 179 | Any lender | Year-end tax planning | Full deduction up to $1.16M (2024) |
Ready to Finance a Conveyor System?
Get matched with lenders and lessors who understand conveyor system financing — from modular roller sections to full distribution center sorting systems.
Frequently Asked Questions — Conveyor System Financing
Why are conveyor systems often leased rather than purchased?
Conveyor systems are frequently leased because they are customized and installed for a specific facility layout — which dramatically reduces their resale value. A conveyor system designed and installed for a specific distribution center is essentially worthless if removed, because its dimensions, curves, and connections match that facility's floor plan exactly. Lenders recognize that custom-installed conveyors have limited collateral value as repossessable equipment. Leasing shifts the residual risk to the lessor and simplifies the financing for both borrower and lender. Operating leases also allow the cost to be expensed rather than capitalized, which some operators prefer for accounting reasons.
What types of conveyors are easiest to finance?
Modular belt conveyors and gravity roller conveyors ($3,000–$80,000) are the easiest to finance because they can be disassembled and reused or resold. Standalone conveyor sections from major manufacturers (Hytrol, Roach, Omni) have established secondary markets and lenders understand their value. Integrated sorting systems ($50,000–$500,000+) and custom overhead conveyors ($15,000–$150,000) are harder to finance as traditional equipment loans because their installed-in-place customization limits collateral value — these typically require an operating lease or a project financing approach from lenders who understand material handling system integration.
How do I finance a full conveyor system for a new distribution center?
Full distribution center conveyor systems are typically financed as part of a project finance package. Options include: (1) Equipment operating lease for the conveyor system with maintenance bundled in, (2) SBA 7(a) or 504 loans if you own or are purchasing the building, (3) Equipment finance line of credit that funds each phase as installed, or (4) Manufacturer financing programs from Dematic, Intelligrated (Honeywell), or other large integrators who offer project financing. For systems over $500,000, most lenders want to see established business revenue (3+ years) and signed customer contracts or purchase orders supporting the distribution volume.
What is the difference between Hytrol, Dematic, and Intelligrated?
Hytrol (Jonesboro, Arkansas) is the largest US-based conveyor manufacturer, focusing on modular belt and roller conveyor systems for distribution centers, manufacturing, and e-commerce. Hytrol sells through integrators and is the most commonly specified brand in mid-market fulfillment operations. Dematic (KION Group) and Intelligrated (Honeywell) are large-system integrators — they design, manufacture, and install complete fulfillment automation including conveyors, sortation, AS/RS, and WMS software. Dematic and Intelligrated systems are typically $1M+ projects, while Hytrol systems serve the $50,000–$500,000 range.
Does a conveyor system require a landlord waiver like pallet racking?
Yes, if the conveyor is permanently installed with structural connections to the building (ceiling-hung overhead conveyors, mezzanine-mounted systems), lenders will require a landlord waiver in a leased building — the same as pallet racking. Floor-mounted modular conveyor systems that are not permanently attached to the building are treated as moveable personal property and typically do not require a landlord waiver. The key question lenders ask: can this system be removed and relocated without damaging the building? If yes, no waiver. If no, a waiver is needed.
Can a startup e-commerce business finance a conveyor system?
Startup e-commerce operations face challenges financing large conveyor systems because lenders want to see established revenue before approving major custom installations. For startups, smaller modular conveyor systems ($20,000–$80,000 range) can often be financed with 20–30% down and a personal guarantee. For larger systems, consider starting with manual operations and adding conveyor automation as revenue grows to the level that supports qualification. SBA 7(a) loans, available to startups with strong personal credit and business plans, can finance conveyor systems as part of a complete facility buildout.